Estate Planning Tips & Traps

Join the Regina Estate Planning Council on Thursday, October 22 at noon for a discussion on the legal side of estate planning with Jeffrey Norwig, Partner at McDougall Gauley, and Yens Pedersen, Owner of Pedersen Law Professional Corp.

Estate planning involves legal decisions and drafting choices that can have significant consequences for clients, beneficiaries, executors, and families. Even a well-intentioned estate plan can produce unexpected results when important details are overlooked or documents do not operate as intended.

Drawing on their experience in estate law, Jeffrey and Yens will share estate planning tips, common legal traps, and issues that can arise throughout the planning and drafting process. They’ll offer insight into areas where careful legal planning can help avoid unintended consequences and create an estate plan that better reflects a client’s wishes.

This session will be valuable for professionals who work with clients as part of the broader estate planning process and want a better understanding of the legal issues their clients may encounter.

Event Details

Date: Thursday, October 22, 2026
Time: 12:00 p.m.
Speakers: Jeffrey Norwig, Partner, McDougall Gauley, and Yens Pedersen, Owner, Pedersen Law Professional Corp.

Join us for an engaging look at the tips, traps, and legal considerations that can make the difference between an estate plan that looks good on paper and one that works as intended.

Tax-Smart Giving

Tax Planning & Charitable Giving Strategies for High-Income Clients

Join the Regina Estate Planning Council on Tuesday, November 17 at noon as we welcome Elaine Kosmas, M.A., CIM®, Dealing Representative & Business Development with PearTree Canada.

For high-income clients, thoughtful tax planning can create opportunities to both reduce taxes and make charitable giving more effective.

Through real-world examples, Elaine will explore how flow-through shares can be incorporated into tax and charitable planning, and how these strategies may help clients reduce taxable income while increasing the potential impact of their charitable gifts.

During the presentation, Elaine will discuss:

• How flow-through shares can create tax-planning opportunities for high-income clients

• How charitable giving can be structured more tax-efficiently

• Strategies that bring together tax, investment, and philanthropic planning

• Real-world examples demonstrating how these strategies can work in practice

Whether you advise business owners, executives, professionals, or charitably minded families, this session will provide practical insight into an area where thoughtful planning can create meaningful benefits for both clients and the causes they support.

About Our Speaker

Elaine Kosmas, M.A., CIM® brings more than 15 years of experience in private wealth management, commercial banking, and philanthropic engagement.

In addition to her professional work, Elaine is an active volunteer and community leader, currently serving as Treasurer of the Silver Spoon Dinner and President of the Saskatoon Philoptochos Women’s Society.

She holds the Chartered Investment Manager (CIM®) designation, a Bachelor of Commerce from the University of Saskatchewan, and a Master’s degree from the prestigious FIFA Master program in Europe.

Date: Tuesday, November 17, 2026
Time: 12:00 p.m.

We hope you’ll join us for this practical discussion on how tax-smart planning can help clients give more effectively while making the most of available tax opportunities.

Holiday Networking & AGM

Tuesday, December 15, 2026 | 4:00–6:00 p.m.
Location: To be announced

Join the Regina Estate Planning Council as we close out 2026 with our annual Holiday Networking & AGM.

This relaxed year-end gathering is a chance to connect with fellow RPEC members and professionals from across Regina's estate planning community while enjoying appetizers and beverages.

We'll also take a few minutes during the evening for a short Annual General Meeting presentation before getting back to the opportunity to visit, catch up and celebrate the holiday season together.

Whether you've attended throughout the year or haven't had a chance to join us recently, we'd be glad to see you.

Event Details
Tuesday, December 15, 2026
4:00–6:00 p.m.
Location: To be announced

Appetizers and beverages will be provided.

We look forward to wrapping up another year with you!

Inactive Income — Why It Matters & When?

Join us for an insightful and practical discussion with Dean Klippenstine and Tyson Kennett of MNP as we explore the growing importance of inactive income in today’s tax and estate planning landscape.

Changes to tax rules over the past several years have significantly impacted private corporations earning passive (inactive) income. For business owners, holding companies, and incorporated professionals, understanding how inactive income affects small business deductions, refundable taxes, and long-term planning has never been more critical.

During this session, Dean and Tyson will cover:

What qualifies as inactive (passive) income

How inactive income affects the Small Business Deduction

The interaction between corporate investment income and refundable tax mechanisms

Planning considerations for business owners and their advisors

When inactive income becomes a strategic opportunity — and when it becomes a problem

Whether you advise incorporated clients or work with private corporations, this session will provide practical insights you can immediately apply in your planning conversations.

The State of Giving: How Saskatchewan Really Donates

Join us on May 6 for a data-driven look at charitable giving in Saskatchewan and across Canada with Adam Hicks of the Saskatchewan Community Foundation.

From donor trends to shifting behaviours, this session will unpack what the numbers really say—and what it means for advisors, charities, and the communities we serve.

Summer Networking Social

Connect, collaborate, and enjoy an evening at Crave

The Regina Estate Planning Council and the CAGP Saskatchewan South Chapter invite you to join us for a relaxed Summer Networking Social at Crave Kitchen + Wine Bar.

This joint event brings together professionals from across Regina’s estate planning, financial, legal, accounting, charitable giving, and philanthropic communities. It’s an opportunity to reconnect with colleagues, meet new people, exchange ideas, and strengthen relationships across our professional community.

No formal presentation—just good conversations, great company, and an enjoyable evening at one of downtown Regina’s favourite gathering places.

Event Details

Date: Tuesday, August 25, 2026
Time: 4:00–6:00 p.m.
Location: Crave Kitchen + Wine Bar
Address: 1925 Victoria Avenue, Regina

Registration includes appetizers and one complimentary drink.

Registration

Regina Estate Planning Council and CAGP members: Complimentary
Non-members: $[0

Advance registration is required.

REGISTER NOW

We hope you’ll join us as we wrap up the summer and look ahead to another great season of learning, collaboration, and connection.

Legacy Across Generations

Using Permanent Life Insurance to Benefit Children and Grandchildren

Monday, September 28, 2026 | 12:00 p.m.

Guest Speaker: Terry Brownell
Advanced Care Consultant, Insurance | Canada Life

Estate planning is often about more than transferring wealth to the next generation. For many families, the goal is to create a legacy that can extend well beyond it.

Join the Regina Estate Planning Council as Terry Brownell of Canada Life explores a multigenerational planning strategy that uses permanent life insurance to help grandparents provide for both their children and grandchildren.

Terry will discuss how a cascading life insurance strategy can be structured, how ownership and beneficiary arrangements may evolve over time, and where this approach can fit within a broader estate and wealth-transfer plan.

Attendees will gain a practical understanding of how this strategy may help families:

• Extend wealth beyond the next generation

• Provide meaningful benefits for both children and grandchildren

• Incorporate permanent life insurance into a broader estate plan

• Create a more intentional multigenerational legacy

This session will be valuable for financial planners, lawyers, accountants, insurance professionals, trust and estate practitioners, and others involved in helping families plan for the transfer of wealth.